A New Era

It's been a really long time since my last post and I feel bad about that because I want to stay committed to this blog and not get lazy with the postings. However, this past little while I needed to take some time away for myself to figure some things out and my life has been upside down the past couple of weeks because I just bought a condo! Seriously, I had no idea how involved and time consuming the paperwork would be for a property purchase. But it was definitely an interesting experience which provided a much needed growth spurt.

I wasn't really planning on buying anything right now. I've been leisurely looking around for a few months, just to get an idea of what's out there and a feel for a comfortable price range. My ultimate goal was to buy something by September/October at best and by December at worst. But the housing market has rebounded nicer than most analysts expected this year, which means the mortgage rates are bound to go up and stay there. So I saw this condo listing in Oakville (I know, no more Timmy's..it's just not proper haha), which was absolutely beautiful. I knew just by looking at the pictures that I would put an offer on this place for sure. So I called up my real estate agent and she took me over to see the place after work that day. Man, I feel in love with this place right away. There was designer upgrades galore. The seller really took pride and care of this place which was super important for me as a buyer. So I put an offer in that night and ended up coming to an agreement with the seller just before midnight. That night was a complete rush for me. But it didn't really even sink in remotely until a few days later. I still don't think it will fully sink in until a few weeks before closing. To make matters better, the mortgage rates went up quite a bit the day after I signed the offer. So if I had waited until my planned purphase time of October or December it wouldn't have been beneficial to me. Did I have a horse shoe stuck up my ass or what!

For those of you who know me well, you know that I really love my independence and I really take pride in being able to accomplish things on my own. This is a really special time in my life right now, and one I'm looking forward to with the utmost optimism. There's just been so much adversity I've overcome in the past 6 years or so in my life to be at the point where I am now. To think I had, which seemed insurmountable at the time, a line of credit from university to finish paying off just last August which was ousted in February was a big deal for me. When I kept looking at that debt I kept telling myself this is never gonna go away. But I quickly learned that you need a lot of patience (knowing that it will go away one day) and discipline (keeping your eye on the prize) when paying off your debt. And then to think that I've gone from where I was in February to being a proud home owner right now is pretty damn impressive I think. Now all the fun stuff (and expensive stuff) like buying furniture at whatnot gets to start. All I know is that I'm gonna go to town on the kitchen. That's the one area for sure that has to be 5 star all the way. I actually just bought my first item, a bamboo cutting board!